BCA Prediksi Rasio Kredit Bermasalah Sentuh 2,2 Persen pada Akhir 2022

 Jakarta - PT Bank Central Asia Tbk (BBCA) ataui disebutkan BCA mengatakan rasio credit memiliki masalah (Non Performing Loan atau NPL) turun dari 2,4 % jadi 2,2 %. Hal tersebut tercermin dari rekondisi saat wabah COVID-19.  Agen Slot Terpercaya



"Untuk NPL semester II ini pada bulan Juli, NPL turun dari 2,4 ke 2,2 kita prediksi sampai tahun akhir di range ini. Sebetulnya dekati saat sebelum wabah," kata Direktur BCA Vera Eve Lim, dalam pertemuan jurnalis BCA, Rabu (27/7/2022).

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Dalam pada itu, Presiden Direktur PT Bank Central Asia Tbk, Jahja Setiaatmadja menjelaskan, BCA akan memberi credit pada sesuatu perusahaan yang mempunyai performa baik.


"Jika di beberapa sektor tertentu kita secara general memperhatikan semua performnce (performa) satu perusahan," katanya.


Ia menambah, BCA akan memberi utang per perusahaan bukan sectoral.


"Walau bidangnya buruk, company nya bagus, performnce bagus, ya harus diberi credit. Kebalikannya, jika di bidang bagus, pengurusnya tidak betul telah over credit ya kemungkinan kita tidak tolong, tapi itu secara general. Maknanya kita, lebih per debitur, debitur, perlu ditolong atau mungkin tidak, perlu credit atau mungkin tidak," bebernya.



Di lain sisi, BCA menyimak trend credit pada semester II 2022 diantaranya, credit investasi dan credit modal kerja (KMK) yang bertambah.


"Kita harus saksikan, pertama kita mengucapkan syukur sekali mobilisasi warga balik normal tidak cuma Jakarta, tetapi Bali dan beberapa kota lain bahkan juga Singapura kita menyaksikan kehidupan back to normal," tutur Presiden Direktur PT Bank Central Asia Tbk (BCA), Jahja Setiaatmadja dalam pertemuan jurnalis BCA, Rabu, 27 Juli 2022.


Maknanya, secara ekonomi keinginan pembelian barang dan jasa bertambah. Hal tersebut tercermin dari kegiatan warga yang mulai dapat belanja.


"Jasa volume transaksi bisnis perbankan naik, perubahan ini sangat tinggi kenaikannya. Ticket pesawat lapangan terbang penuh orang yang antre untuk melancong ini mengisyaratkan back to normal," tutur ia.


Ia menambah, keinginan credit bertambah meningkat, secara tahunan credit BCA 13,8 %.


"Benar ada dua hal, kita menyaksikan credit investasi ada industri tertentu di depan dapat pengembangan, berkembang dan menyiapkan credit investasi," tutur ia.

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